When I speak to new clients they often have similar challenges, the most common being that they don’t have ‘choice’. Choice can be many things to many people, whether that be reduced hours, travel or dedicating more time to family, hobbies...
Read moreVital checks for keeping your business healthy
Monitoring the health of your business is a priority. Aside from day-to-day management, there are a variety of areas a business needs to proactively and regularly consider to ensure all that you have worked for and grown remains viable and...
Read moreGetting the personal finance basics right for business owners
Owning and running a business can be a very time consuming activity. Staying on top of sales, marketing, administration, human resources and compliance are critical for any business owner, which can often result in important personal finance...
Read moreRisk mitigation… for businesses in the real world
Your business performance may be right on track in setting you up personally for financial freedom. Your long-term plans look strong on paper, you are reaching annual profit targets, comfortably handling expenses, and managing sustainable...
Read morePersonal Cash Flow Management: q4 SmartMoney
Do you often wonder where your money goes? Despite their best intentions, many individuals and business owners find that their high incomes are accompanied by only limited savings. If you want to save or invest more effectively but don’t...
Read moreBookkeeping: Fundamental to the Success of your Business
Hit-and-miss bookkeeping usually results in messy files that are difficult for you, and your accountant, to work with. Without reliable (and meaningful) financial information, you will be unable to take advantage of opportunities as they...
Read moreWhy you need an Estate Plan to Safeguard your Legacy
Most of us spend our lives working hard to accumulate wealth for a comfortable retirement and to look after our loved ones after our passing. But your hard work may be for nothing if you haven’t properly documented your wishes. Having a...
Read moreFormalising Super Advice Delivery: Act now so you’re not caught out later
The recent superannuation reforms are far-reaching, complex and relevant for all members of a super fund, whether that is an industry fund, retail fund or your own self-managed superannuation fund. It’s clear that making the most of...
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