Discover your
wealth path

Helping established business owners and professionals optimise their financial future with personalised accounting, financial planning, and succession strategies.

Who we work with

Our services

Tax & accounting

We work with you to develop a close understanding of your business & offer integrated advice on tax & compliance.

Business advice

With over 27 years’ experience we use our expertise to create a flexible, personalised plan for your business.

Wealth management

We help you develop comprehensive & effective financial strategies that strengthen your financial security.

Bookkeeping

Save time and resources by taking advantage of our tailored bookkeeping services.

q4 understand our situation

As small business owners, we appreciate that q4 understand our situation and continuously match services that provide value as the needs of our whole family evolve.

Paul & Bernadette Higgins

We can help if...

You need help with your business

We work with business owners to help them get their businesses under control and to deliver them the financial outcomes they desire.

You need help with your Investments and Super

We have extensive experience tailoring financial planning solutions that deliver financial freedom over the long term.

Your business needs tax guidance

To be in control of your financial affairs you need to be up to date with all of your tax obligations.

You need a better solution for your Bookkeeping

We regularly see business owners getting bogged down in this area of their business and it is often our experience that this function is best outsourced to a specialist.

Our q4 framework

Our q4 framework helps you to consider the value relationships between your business, superannuation, investments and you.

q4 financial offers a range of tailored solutions to help you grow your business, build personal wealth and enjoy the freedom and happiness that can come from financial independence.

The q4 framework embraces the philosophy of ‘make your money work for you’, by ensuring each element is leveraged so that you achieve your financial goals sooner.

By combining tailored approaches to each of these areas, we work with you to develop integrated strategies for achieving your goals. These may include profitability, growth, risk mitigation, wealth extraction, business succession and more.

As a business owner it is refreshing to deal with a company that responds to questions and my needs with reliable, educated answers and solutions. I highly recommend them to any business owner.

I would trust Kelly and the q4 team with any financial matter, business or personal, they are very experienced business owners and advisers. q4 has a really strong team of professionals so I always know I'll be in great hands. It's been a pleasure to recommend business friends and colleagues to q4 for accounting, financial planning and/or business advice.

I have worked with q4 financial for close to 20yrs now. They have always provided sound advice for any business and personal accounting issues we have had over the years. They have given us the ability to make good sound with confidence.

What a great company, I love working with these fabulous people. It's clear that Kelly was born to understand numbers as well as people, which is what a great accounting and financial planning business is all about. She also has clever and lovely people supporting them, and they are so fast at responding to my enquiries, I really appreciate all the help they provide my company.

I have dealt with q4 Financial for a number of years now and highly recommend Kelly and their team. Collectively, the people that are q4 financial are enthusiastic, warm, friendly, diligent and prompt. They always greet us with a smile and their advice and assistance has been second to none!

I have employed ‘q4 financial’ for both accounting and financial services. I couldn’t be happier with their personalised service and genuine commitment to assist me with both areas of my fiscal planning. They go above and beyond the norm and have given me peace of mind. I would strongly recommend them to anyone who would like to achieve a sound financial plan which really does give you a good night sleep, thereafter!

Working with Alethea and the Q4 team has been nothing short of exceptional. Their dedication and thoroughness are unmatched—they don't just provide financial services; they guide you through strategic business decisions with a keen eye on the bigger picture. Q4's holistic approach sets them apart, ensuring that every aspect is not just good, but perfect. Entrusting our CFO responsibilities to Q4 is undeniably the best decision we've ever made. Their commitment to excellence has truly elevated our business to new heights.

Wealth management

Finding long-term success
in investment

Tax and accounting

Fixing the gap in
superannuation strategy

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953494706

Discover your
wealth path

Who we work with