Financial Planning

We help you develop comprehensive & effective financial strategies that strengthen your financial security & focus on the actual achievement of your financial goals.

Superannuation

A self-managed superannuation fund (SMSF) can be an effective means of saving for retirement that enables you to control your investment strategy, obtain tax benefits and manage administration costs. Superannuation law is a delicate area and you require individualised planning and advice. The Financial Planning team at q4 can assist with establishing funds, audits and advice regarding compliance, tax benefits and employer obligations.

Self-Managed Super Funds

We provide the professional advice and support you need so that the process of setting up a self-managed super fund is easy. Our services include helping you obtain a trust deed, appoint trustees, sign a trustee declaration (NAT 71089), elect to become a regulated fund, obtain a Tax File Number (TFN) and Australian Business Number (ABN), and meet all your obligations as trustee of an SMSF.

Estate Planning

Are you aware that your Will only covers your personal assets? Other assets, including your business interests and proceeds from your super, should be handled in an estate plan. For business owners, a plan for succession of ownership and business continuity is also essential. We can assist you in defining your objectives, understanding, documenting and protecting your assets along with meeting all your obligations.

Debt Reduction

Concerned about how much interest you’re paying on your debt? We can help by suggesting debt management strategies that help you take control and use loans to your advantage. We can advise on appropriate debt reduction strategies that may include evaluating your debts and budget, making a plan and negotiating with creditors.

Risk Insurance

It is vital that your wealth and assets are adequately protected as you work towards achieving your financial and lifestyle goals. We can help you with personal insurances – Life, Trauma, Income Protection, Total and Permanent Disablement (TPD) – and also with business insurances.

Budgeting

Effective budgeting strategies help you to plan ahead, maximise your cash flow and dramatically improve your business performance through better decision making. We can help you achieve financial control with personalised budgeting solutions that include goal setting, forecasting and maintenance.

Intergenerational Wealth Transfer

Many of our clients have developed substantial wealth over and above what they need to fund their retirement goals. We help you work through the complexities of tax-effective transfer of wealth to the next generation and beyond.

Please note that any taxation and accounting services are not endorsed nor the responsibility of Count Financial Limited.

The advice provided is general advice only, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.

Q4 Financial Pty Ltd, ABN 99 152 799 927, is an Authorised Representative of Count Financial Limited. ‘Count’ and ‘Count Wealth Accountants’ are trading names of Count Financial Limited ABN 19 001 974 625, AFSL No. 227232, a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.
Count is a Professional Partner of the Financial Planning Association of Australia Limited.

We are committed to ensuring the privacy and security of your personal information. As an Authorised Representative of Count Financial Limited, we are bound by the Count Privacy Policy

I just wanted to thank both Kelly and Leanne for the meeting yesterday and their suggestions to pull me back on track going forward.  It was nice to have their support and recognition of how stressful it can be as the business owner."

Denise Maxwell, Principal - Denise Maxwell Solicitor

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