Blog

Blog

Why you need a Financial Planner even if you have an accountant

You and your business are different entities. It is common for business owners to mix their thinking around personal and business finances. While business finances get a lot of attention both from...

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Vital checks for keeping your business healthy

Monitoring the health of your business is a priority. Aside from day-to-day management, there are a variety of areas a business needs to proactively and regularly consider to ensure all that you...

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When the stimulus stops how will the real economy look?

It is nearly a year since the world was turned on its head and everything came to a grinding halt here in Australia.  Global emissions slowed along with every aspect of the economy and, of course...

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Managing your team

Most of us are currently thinking about closing out the year and looking forward to 2021. As business owners, the Christmas period is often our only time when we can stop and really get some down...

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Inside q4 financial

One of the things we pride ourselves on at q4 financial is our sense of family, not only in our commitment to workplace satisfaction but also in the interactions we have with clients every day. As...

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A year like no other

This year has certainly been an eventful and challenging year for us all. Facing uncertainty, many have had to adopt new strategies, adapt to a different way of daily life and deal with inevitably...

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Getting the personal finance basics right for business owners

Owning and running a business can be a very time consuming activity. Staying on top of sales, marketing, administration, human resources and compliance are critical for any business owner, which...

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Why Corporate Governance Matters

For many small and medium size businesses corporate governance is considered a ‘big end of town’ requirement and not relevant to their operations.  However as businesses grow, earnings increase...

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Boosting your super

Superannuation remains one of, if not the most, tax effective structures to build wealth in for retirement. With earnings being taxed at a maximum of 15% (or 10% on discounted capital gains) it is...

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Budget 2020: Road to Recovery

The 2020-21 Federal Budget has been positioned as a road to recovery paved with cash, and for the Morrison Government it is one they are hoping goes to plan. As has already been suggested by the...

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JobKeeper 2.0 Update

JobKeeper 2.0 The second tranche of the JobKeeper scheme changes the eligibility test for employers and the method and amount paid to employees.   Eligibility To continue receiving JobKeeper...

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Creating freedom with financial literacy

Beyond the basic notions of talking, listening, reading and writing, literacy extends into the capability to understand, participate in and subsequently make important decisions that affect...

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