With an upcoming election and increasing public debate around housing affordability, first-home buyers are firmly in the spotlight. We sat down with Meighan Wells to learn about Home Buyer Academy and how it’s changing the game for first-time buyers.
At q4 financial, we’re keeping a close eye on the data, and we continue to guide our clients with a calm, strategic approach. Long-term investing is about staying the course — not reacting to headlines.
- Posted in Financial Planning, q4 financial, q4 wealth, Retirement Planning, Risk Mitigation, Wealth Extraction
- by q4financial
While homeowners and businesses may find relief in lower borrowing costs, savers could see declining returns on deposits. Meanwhile, share and property markets are already adjusting to this new monetary environment. Here’s what the rate cut could mean for different asset classes and financial decisions in the months ahead.
- Posted in Financial Planning, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
As a financial advisor, I see the profound impact AI is having on business strategy, workforce dynamics, and investment opportunities. This post explores how AI has advanced in recent years and what these changes mean for the broader economy.
Relying solely on your business for retirement is a risky strategy. Here’s why you should consider diversifying your investments to create a more secure and balanced retirement plan.
- Posted in Business Advice, Financial Planning, Risk Mitigation, Tax & Accounting, Wealth Extraction
- by q4financial
Estate planning is often overlooked until it is too late. This case study explores the legal and financial implications of an outdated Will and emphasises why proactive estate planning is essential.
Whether you’re striving to scale your business, optimise your tax strategy, or solidify your succession plan, having the right team by your side can make all the difference. If you’re considering a second opinion or exploring an alternative approach, here’s how our expertise can bring new insights and opportunities to your financial strategy.
- Posted in Business Advice, Financial Planning, q4 financial, Tax & Accounting, Wealth Extraction
- by q4financial
If you’re considering starting a self-managed super fund (SMSF) and have a combined super balance of $500,000, it’s worth understanding whether this amount is sufficient and what other factors you should take into account before making the decision.
While money may not directly buy happiness, research indicates that financial stability can greatly enhance well-being in retirement.
While it’s important to understand that this is just a proposal at this time, we appreciate that you may have some questions about whether this could apply to you if it becomes law, so we've broken it down simply for you.