We’ve put together a guide summarising the support available in the aftermath of ex-Tropical Cyclone Alfred, including eligibility conditions and how to access relief services.
While homeowners and businesses may find relief in lower borrowing costs, savers could see declining returns on deposits. Meanwhile, share and property markets are already adjusting to this new monetary environment. Here’s what the rate cut could mean for different asset classes and financial decisions in the months ahead.
- Posted in Financial Planning, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
Relying solely on your business for retirement is a risky strategy. Here’s why you should consider diversifying your investments to create a more secure and balanced retirement plan.
- Posted in Business Advice, Financial Planning, Risk Mitigation, Tax & Accounting, Wealth Extraction
- by q4financial
Whether you’re striving to scale your business, optimise your tax strategy, or solidify your succession plan, having the right team by your side can make all the difference. If you’re considering a second opinion or exploring an alternative approach, here’s how our expertise can bring new insights and opportunities to your financial strategy.
- Posted in Business Advice, Financial Planning, q4 financial, Tax & Accounting, Wealth Extraction
- by q4financial
In Australia, personal guarantees are a common requirement for securing loans, leases, and other financial obligations, especially for small business owners. However, many people sign these documents without fully understanding the implications. Before you commit to a personal guarantee, it’s crucial to know what you’re agreeing to and the potential risks involved.
As the festive season approaches, it’s easy for business owners to get caught up in the hustle and bustle. From managing increased customer demand to planning end-of-year celebrations, the Christmas period can stretch your time—and your finances.
To ensure your business stays financially secure and stress-free, preparation is key. Here are six actionable steps to help you get ready for the holiday season.
‘Payday super’ will overhaul the way in which superannuation guarantee is administered. We look at the first details and the impending obligations on employers.
At q4 financial, we're excited to showcase our clients' journeys and the strategic support we provided to help them grow. Each story highlights unique financial challenges and our tailored solutions. This month, we’d like to introduce our client, Hamilton12, an innovative investment firm founded in 2017.
The frenzy of the tax season is behind us and the new financial year is already underway. If you haven’t already, now is the perfect time to assess your business’ performance and set goals that will help you excel throughout the rest of this financial year.
While it’s important to understand that this is just a proposal at this time, we appreciate that you may have some questions about whether this could apply to you if it becomes law, so we've broken it down simply for you.
