Estate planning is one of those areas that many people put off, but it plays a crucial role in safeguarding not just your financial position, but also the security of your loved ones.
Many owners expect the exit to be the easy part. In reality, exiting your business well requires just as much strategy, foresight, and discipline as growing the business did in the first place.
- Posted in Business Advice, Financial Planning, Retirement Planning, Risk Mitigation, Succession, Tax & Accounting, Wealth Extraction
- by q4financial
At q4 financial, we’re keeping a close eye on the data, and we continue to guide our clients with a calm, strategic approach. Long-term investing is about staying the course — not reacting to headlines.
- Posted in Financial Planning, q4 financial, q4 wealth, Retirement Planning, Risk Mitigation, Wealth Extraction
- by q4financial
At q4 financial, we take great pride in working with businesses that are making a real impact in their communities. This month, we’re shining the spotlight on Move Physio Pilates, a dynamic and client-focused physiotherapy and movement studio dedicated to helping people move at their best.
- Posted in Business Advice, Growth, q4 Clients, q4 financial, Risk Mitigation, Tax & Accounting, Wealth Extraction
- by q4financial
With the ATO keeping a close eye on FBT compliance, especially following a year of legislative updates, we want to make sure you’re fully across what matters most for your business. Here’s a practical guide to what employers need to know for 2025.
As a financial advisor, I see the profound impact AI is having on business strategy, workforce dynamics, and investment opportunities. This post explores how AI has advanced in recent years and what these changes mean for the broader economy.
Relying solely on your business for retirement is a risky strategy. Here’s why you should consider diversifying your investments to create a more secure and balanced retirement plan.
- Posted in Business Advice, Financial Planning, Risk Mitigation, Tax & Accounting, Wealth Extraction
- by q4financial
In Australia, personal guarantees are a common requirement for securing loans, leases, and other financial obligations, especially for small business owners. However, many people sign these documents without fully understanding the implications. Before you commit to a personal guarantee, it’s crucial to know what you’re agreeing to and the potential risks involved.
Navigating the complexities of tax regulations can be daunting. This is where audit insurance comes into play, providing a safety net that can save your business from significant financial and operational disruptions.
Monitoring the health of your business with a regular business health check is a priority. Aside from day-to-day management, there are a variety of areas a business needs to proactively and regularly consider to ensure all that you have worked for and grown remains viable and healthy.
