From 1 July 2026, new tax rules will apply to those with super balances above $3 million. Key details are included in this post...
- Posted in Financial Planning, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
This month, we’re excited to shine a light on one of our long-term clients, Happy Real Estate International. Founded in 2015, Happy Real Estate has built a reputation for delivering boutique, five-star service to their clients.
Until recently, trusts in Queensland could only run for up to 80 years. That’s now changed. As of 1 August 2025, new legislation allows trusts governed under Queensland law to last for up to 125 years.This reform opens new opportunities for long-term planning—particularly for families and businesses wanting to preserve wealth across generations.
- Posted in Business Advice, Financial Planning, q4 financial, q4 wealth, Retirement Planning, Tax & Accounting
- by q4financial
Estate planning is one of those areas that many people put off, but it plays a crucial role in safeguarding not just your financial position, but also the security of your loved ones.
As of mid-2025, the Queensland Government has confirmed that payroll tax relief will remain limited to general practitioners (GPs) and GP registrars.
The Albanese government has passed legislation to reduce student debts by 20%—delivering on a key election promise and providing welcome financial relief for more than three million Australians.
The Spouse Super Contribution Tax Offset is a simple, effective way for couples to grow retirement savings and benefit from immediate tax savings.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
A simple way to balance super and plan for a stronger financial future. While simple in practice, super splitting can provide valuable benefits, both in retirement and throughout your working life.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
If you’re in a position to contribute more to super and want to take full advantage of the low-tax environment it offers, the bring-forward non-concessional contribution rule can be a powerful strategy.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
This simple yet powerful rule allows you to make up for unused concessional contributions from previous years — helping you save on tax and accelerate your super balance at the same time.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial