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q4 financial

Tax & Accounting

My 19-year-old just learned a lesson about investing… and most adults still need to hear it.
Discover why the biggest gains in wealth and business come after the “boring middle.” Learn how compounding works and why patience is key to long-term financial success.
  • Posted in Business Advice, Financial Planning, Growth, Profitability, Retirement Planning, Tax & Accounting, Wealth Extraction
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The age pension just changed – here’s what you need to know
The government has announced four key changes to the age pension regime in Australia, all have taken effect from 20 September 2025. These are not minor tweaks – some of them will require you to review your planning now.
  • Posted in Business Advice, Financial Planning, Retirement Planning, Tax & Accounting, Wealth Extraction
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Government revises proposed tax changes for large super balances
From 1 July 2026, new tax rules will apply to those with super balances above $3 million. Key details are included in this post...
  • Posted in Financial Planning, Retirement Planning, Tax & Accounting, Wealth Extraction
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Client Spotlight: Happy Real Estate International – Celebrating 10 years!
This month, we’re excited to shine a light on one of our long-term clients, Happy Real Estate International. Founded in 2015, Happy Real Estate has built a reputation for delivering boutique, five-star service to their clients.
  • Posted in Business Advice, Growth, q4 Clients, Tax & Accounting
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What you need to know about Queensland’s new 125-year trust rules
Until recently, trusts in Queensland could only run for up to 80 years. That’s now changed. As of 1 August 2025, new legislation allows trusts governed under Queensland law to last for up to 125 years.This reform opens new opportunities for long-term planning—particularly for families and businesses wanting to preserve wealth across generations.
  • Posted in Business Advice, Financial Planning, q4 financial, q4 wealth, Retirement Planning, Tax & Accounting
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Why estate planning matters: Insights from an estate planning lawyer
Estate planning is one of those areas that many people put off, but it plays a crucial role in safeguarding not just your financial position, but also the security of your loved ones.
  • Posted in Business Advice, Financial Planning, Risk Mitigation, Tax & Accounting
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Payroll tax relief for GP’s only: What it means for other Medical Professionals
As of mid-2025, the Queensland Government has confirmed that payroll tax relief will remain limited to general practitioners (GPs) and GP registrars.
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Labor delivers on campaign promise: Senate clears 20% cut to student debt
The Albanese government has passed legislation to reduce student debts by 20%—delivering on a key election promise and providing welcome financial relief for more than three million Australians.
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The Spouse Offset: A smart tax strategy for couples
The Spouse Super Contribution Tax Offset is a simple, effective way for couples to grow retirement savings and benefit from immediate tax savings.
  • Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
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Superannuation Splitting: A Smart Wealth strategy for couples
A simple way to balance super and plan for a stronger financial future. While simple in practice, super splitting can provide valuable benefits, both in retirement and throughout your working life.
  • Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
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